Stephen N. Cole passed the bar in December 1972. He has specialized in subrogation throughout his entire career. He is a member of the State Bar of California, licensed to practice in all courts of the state, as well as the Federal Bar Association, licensed to practice in all federal courts in the State of California, the Ninth Circuit Court of Appeals and the U.S. Supreme Court. He is a charter member of NASP (National Association of Subrogation Professionals). He has given presentations at two NASP conventions, and has lectured extensively on subrogation techniques and tips.