Attorney - Mortgage Default Specialist

Job Overview
A law firm seeks a knowledgeable and driven attorney to provide legal services in pre- and post-foreclosure matters, including litigation, title curative actions, probate, bankruptcy, and evictions. The role focuses on mortgage default-related legal processes, offering the opportunity to apply your legal expertise to complex issues while representing the firm across Mississippi and neighboring jurisdictions. The position is based in Mississippi State, MS, with the flexibility to work remotely.

Duties

• Legal Expertise:
  • Manage pre- and post-foreclosure legal matters, including litigation and probate.
  • Address bankruptcy and eviction cases with precision and diligence.
  • Provide title curative solutions to ensure clear titles for clients.
• Compliance & Documentation:
  • Ensure adherence to FDCPA, RESPA, TILA, and applicable state property and debt collection statutes.
  • Respond to debt disputes and manage state and federal compliance notices.
  • Oversee reinstatements, payoffs, loss mitigation, and escrow disputes.
• Court Representation:
  • Represent clients in state and federal court proceedings, as required.
  • Deliver strategic advocacy to achieve favorable outcomes in various legal forums.
• Collaboration & Reporting:
  • Coordinate with internal and external stakeholders to meet case goals.
  • Prepare thorough legal documents and reports to support case management.
• Additional Responsibilities:
  • Perform other legal duties as assigned by the firm to support operations.

Requirements

• Licenses:
  • Active law license in Mississippi.
  • Licensure in Tennessee or Louisiana is preferred.
• Experience:
  • Minimum of five years’ experience in foreclosure, bankruptcy, and mortgage default legal matters.
  • Litigation experience in state courts; familiarity with federal court procedures is a plus.
  • Previous management experience is an asset.
• Skills:
  • In-depth understanding of FDCPA, RESPA, TILA, and related state laws.
  • Strong analytical skills and ability to resolve complex legal issues.
  • Excellent verbal and written communication skills.
  • Ability to work independently and manage multiple priorities effectively.

Education

• Juris Doctor (JD) degree from an accredited law school.

Certifications

• Admission to practice law in Mississippi is required.
• Licensure in additional states (Tennessee or Louisiana) is preferred.

Skills

• Expertise in mortgage default-related legal matters.
• Ability to deliver clear and effective legal strategies.
• Strong leadership and collaborative skills for team-oriented projects.

Benefits

• Financial Security:
  • 401(k) retirement plan with employer matching.
  • Health Savings Account (HSA).
• Comprehensive Health Coverage:
  • Medical, dental, and vision insurance.
  • Life insurance and Employee Assistance Program (EAP).
• Work-Life Balance:
  • Paid time off (PTO) for personal and professional needs.
• Professional Growth:
  • Opportunities for professional development and continued education.

Location
Mississippi State, MS (Remote option available).

This role is ideal for an experienced attorney with a strong background in foreclosure and bankruptcy, ready to make an impact within a supportive and forward-thinking legal environment.