Financial Services Regulatory Associate Attorney

Job Overview: A leading law firm is seeking a mid-level to senior associate attorney with 3 to 5 years of experience to join its Financial Services Regulatory practice. The ideal candidate will have experience advising on a range of consumer financial laws and regulations, particularly those related to non-mortgage credit. This position offers an opportunity to work closely with a dynamic team while providing comprehensive legal analysis and compliance advice to clients in various financial sectors.

Duties:

• Advise on federal consumer financial laws related to non-mortgage credit, including EFTA, FCRA, FDCPA, GLBA, MLA, SCRA, TILA, and UDAAP.
• Provide guidance on state regulatory frameworks, including licensing, usury, and disclosures for non-mortgage consumer and small business credit.
• Draft and review legal documents for diverse audiences such as in-house counsel, client business teams, and regulators.
• Assist with consumer and small business financial program development, including licensing, compliance policies, and borrower-facing documentation.
• Conduct compliance reviews and provide transactional assistance on financing agreements and risk factors for securitizations.
• Engage with asset classes like general-purpose unsecured consumer loans, credit cards, retail financing, equipment financing, and non-mortgage loan servicing.

Requirements:

• 3 to 5 years of experience in financial services regulatory practice, focusing on consumer financial laws and regulations.
• Strong legal writing and drafting skills, with the ability to communicate complex information to various stakeholders.
• Experience working on asset classes such as consumer loans, credit cards, small business financing, and loan servicing.
• Ability to work independently and provide detailed regulatory analysis and advice.

Education:

• Juris Doctor (JD), with a graduation date between 2018 and 2021.

Certifications:

• Licensed to practice law in at least one U.S. jurisdiction.

Skills:

• In-depth knowledge of federal and state consumer financial laws.
• Strong analytical and problem-solving abilities.
• Excellent written and verbal communication skills.
• Ability to manage multiple tasks and deadlines in a fast-paced environment.

An established law firm with an international presence, this distinguished law firm has offices in the United States, Europe, and Asia. It specializes in banking and finance. An equal opportunity employer, the firm encourages diversity at the workplace. The firm has also received many honors from leading industry publications over the years.